OriTrust: Created by bankers, for bankers.

Increased regulations. Tighter restrictions. Unsustainable origination costs. Data privacy and security concerns. For the past ten years, community banks have struggled to maintain their traditional competitive advantage — customer service — under the weight of these challenges. Formerly trusted customer relationships have eroded, becoming almost adversarial — and opening the door to non-bank competitors.

We understand the problem, because we’ve lived it. And we decided to do something about it.

So we founded OriTrust.

The power of trusted data, in the hands of our customers.

OriTrust uses leading-edge technology to provide banks with a branded, customized, mobile-responsive, secure single-system loan application platform. And it’s based on the singular idea that customers, not corporations, should own and control their personal data.

We know that data privacy and security are top concerns for customers. So we started by developing an online digital safe deposit box where customers can keep their personal data and documents. Customers can share their verified data through permissioned access to trusted participants, and earn royalties for sharing these assets. Banks providing these digital safe deposit boxes to their customers own the labor to update and verify the data, and thus also earn royalties when the data are shared.

Trusted data in action: Loan Studio.

Using the unique online digital safe deposit box, Oritrust’s Loan Studio solution gives lenders and borrowers the speed, security and control they need to make opening new accounts, borrowing, lending and making payments safe and seamless. Lengthy, cumbersome applications become a thing of the past, because validated data can now be securely shared simultaneously, not sequentially, through a digital process that auto-populates application documents.

No more frustrating delays or detours — no more requiring customers to repeatedly reintroduce themselves to their bank of choice. And permissioned access, combined with the built-in ability to upgrade security encryption as technology advances, reduces fraud risk and related costs for banks and customers alike.

OriTrust networked software applications are designed to reconnect banks with customers through innovative tools that build trust. Better financing through better data: That’s the OriTrust promise.

 Board of Directors


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Leslie Andersen

Chief Executive Officer of Bank of Bennington, Leslie R. Andersen earned her Bachelor of Science degree in finance from the University of Nebraska – Lincoln and a Masters in Business Administration from Golden Gate University. Her more than 30 years of experience in banking have included service as Chairman of the Nebraska Bankers Association, Chairman of the Nebraska Bankers Association Voluntary Employee Benefits Association board, service on the board of directors of the American Bankers Association, membership on the Federal Advisory Council to the Federal Reserve Board of Governors, and Chairmanship of The ABA’s Government Relations Council, comprising bank officers from every state in the nation and Puerto Rico. Currently, Ms. Andersen is bringing her deep understanding of the banking industry, and the impact of regulatory policy on the industry, to the BancAlliance board of directors and the Endorsed Solutions board of the ABA as they work to find new technology, product and service solutions to help community banks thrive.

Ms. Andersen currently serves as a member of the Blue Cross Blue Shield of Nebraska board of directors, a Governor of the Aksarben Foundation, a trustee of the Nebraska Game and Parks Foundation, a member of the One Nebraska board of directors, a community representative for the Peter Kiewit Foundation, a member of the President’s Advisory Council for the University of Nebraska, and on The State of Nebraska Economic Forecasting Board.


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John Bergmeyer

John H. Bergmeyer grew up in DeWitt, Nebraska, and earned his B.S. in Business Administration at the University of Nebraska-Lincoln in 1989. John graduated with distinction from the University of Nebraska College of Law in 1993 and has practiced law in Lincoln since that time. A shareholder and founder of the O'Neill Heinrich Damkroger Bergmeyer Shultz law firm, John's practice focuses on business, banking, real estate and estate planning and administration. His community board service includes First State Bank Nebraska, Heartland Big Brothers/Big Sisters, the Lincoln Community Foundation, Madonna Rehabilitation Hospital and the Country Club of Lincoln, and he currently serves as the Chairman of the Board of the Bank of Bennington. He and his wife, Kris, live in Lincoln and have one daughter, Allison..


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Timothy Geisert

A seasoned marketing expert, Timothy Geisert has worked with globally-recognized organizations including Disney, General Electric and Bayer, as well as regional leaders like Cabela's, First National Bank and Union Pacific Railroad. Tim served as Vice President, Account Management from 1995 to 2000 at The Martin Agency, which has consistently ranked among the country's 10 most-awarded creative advertising agencies.He also served as Chief Marketing Officer for Nebraska advertising agency Bailey Lauerman before joining Kenexa, where he was CMO and Vice President of Sales from 2007 until its 2014 acquisition by IBM for $1.3 billion.


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Greg Johnson

A 1989 graduate of St. John's University in Collegeville, Minnesota. Greg Johnson's career includes management positions at Norwest Bank and Piper Jaffray in Minneapolis, followed by eight years as General Manager of the largest family of auto dealerships in the upper Midwest. In 2001, Greg joined Total Card, Incorporated, marketing the company's first portfolio of credit cards. During his tenure, TCI has issued more than one million VISA credit cards; he is also responsible for the company's human resources department, supervising the employee benefits program. Greg is actively involved on several nonprofit boards, including Big Brothers/Big Sisters of the Sioux Empire.


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Wes Miller

Wes Miller earned his degree in International Business and Finance at Iowa State University. He began his career as an analyst and mortgage consultant at Wells Fargo Home Mortgage, and moved on to serve as Director of Emerging Markets at First State Bank. Through his experience servicing mortgage-backed securities and originating a variety of loan types, Wes became convinced that a truly digital workflow could improve efficiencies, reduce errors and prevent fraud in the mortgage industry. He co-founded Finigree and helped design the Finigree platform. His vision has since grown to encompass all business transactions in protecting, enhancing and expanding the data foundation upon which business is built.


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Beau Reid

A graduate of the University of Nebraska-Lincoln, Beau Reid also earned his M.B.A. at UNL in 1992. He then founded the Reid Company, a highly regarded employee benefits organization. After 12 years, Beau joined Holmes Murphy in 2004, and in 2011 was promoted to Nebraska Market Leader. He currently serves as a Senior Vice President and voting shareholder for the firm. A recipient of Lincoln’s “40 Under 40” award, Beau was also named to the UNL Basketball Hall of Fame in 2003. He is active with the Hope Center, the CF Foundation, and Lincoln Boys & Girls Club, and serves on the board of directors of Bryan Health.

 POWERED BY

 
 

Finigree LLC Announces the launch of the Finigree Platform, a business-based social network that empowers consumers with control of their data. The Finigree Platform combines Smart Network and Plexigram technologies to form a unique new foundation for data exchange over the internet that brings speed, security and control to transactions for businesses and customers alike.

The Finigree Smart Network maximizes the benefits of social networking for businesses, while also giving them the ability to create, organize and manage multiple networks across a single platform sign-on with the permissioned access they demand.

Finigree Plexigram is a distributed ledger technology that allows trusted participants to share and validate data, improving access and data reliability. Customer data is owned and controlled by the customer, who can share it with any person or business through permissioned access. Businesses may pay royalties to the data owner as well as those producing, storing and curating the data, in exchange for that access.

Finigree empowers data owners with control, and data validators with a monetization strategy that rewards them for the labor in proving data is true. This unlocks efficiencies and new revenue opportunities, while also placing unprecedented controls around data access. The Finigree Platform puts the power of trusted data to work for individuals and organizations, to the benefit of both.
— Wes Miller, CEO